How much is taken out of my paycheck in Arkansas?

Federal income tax, FICA at 7.65% (Social Security + Medicare), and Arkansas's income tax, which tops out at 3.9%. Arkansas has no local income tax. Enter your pay above for the federal, FICA, and state split.

What is the Arkansas income tax rate in 2026?

Arkansas uses a rate schedule from 0% up to a 3.9% top rate, reached at $25,700 of net income, after a standard deduction ($2,410 single / $4,820 married). Arkansas has steadily cut its top rate in recent years.

What is Arkansas's bracket adjustment?

It is a small 'tax bracket adjustment' that smooths the tax only for incomes in a narrow band around $84,500 to $98,000, preventing a cliff between rate tables. For typical incomes below that range it has no effect, so this estimate matches the regular schedule.

What's my take-home pay in Arkansas?

Take-home is your gross minus federal tax, FICA, Arkansas income tax, and any pre-tax contributions. The breakdown table above shows your exact per-paycheck and annual take-home.

Arkansas Paycheck Calculator: Take-Home Pay

Item	Per 2 weeks	Per year
Gross pay	$2,500	$65,000
Federal income tax	$187	$4,856
Social Security	$155	$4,030
Medicare	$36	$943
AR state income tax	$73	$1,904
401(k) contribution	$125	$3,250
Net take-home	$1,924	$50,018

How your Arkansas take-home pay is calculated

Your gross pay is what you earn before anything is withheld; your take-home (net) pay is what actually lands in your bank account. Between the two sit several deductions, applied in a specific order. This calculator walks gross pay through pre-tax deductions, federal income tax, FICA, and Arkansas state tax to estimate what you keep each paycheck.

The deductions, step by step

Pre-tax deductions, traditional 401(k), HSA, and pre-tax health premiums come out first and lower your taxable income (your 401(k) still counts for Social Security and Medicare, though).
Federal income tax, applied to income after the standard deduction using the 2025 progressive brackets for your filing status.
FICA, Social Security at 6.2% (up to the annual wage base) plus Medicare at 1.45% on all wages, with an extra 0.9% on wages above $200,000.
Arkansas tax, Arkansas's top rate is 3.9% (2025), reached at $25,700 of net income, after a standard deduction ($2,410 single / $4,820 married). Arkansas applies a 'bracket adjustment' that only smooths tax in a narrow band around $84,500-$98,000 of income, so it does not change the result for typical incomes below that. Arkansas has no local income tax.

Biweekly vs. monthly, does it change your taxes?

No. Your total annual tax depends on what you earn in a year, not how often you're paid. A biweekly schedule (26 checks) simply slices the same annual take-home into smaller, more frequent amounts than a monthly schedule (12 checks). Switch the pay-frequency selector above and you'll see the per-paycheck figure change while the annual totals stay put.

Make your estimate more accurate

Set your real 401(k) percentage and HSA amount, pre-tax contributions can noticeably raise take-home-adjusted savings.
Choose the filing status that matches your W-4; married filing jointly widens the brackets.
Add your pre-tax health premium if your employer deducts it before taxes.

This is an estimate of annual tax liability, not exact per-paycheck withholding (which follows IRS Pub 15-T tables and your specific W-4). It uses 2025 federal and FICA figures and doesn't model local city taxes, post-tax deductions, or tax credits. Treat the result as a close ballpark, and check your actual pay stub for the precise numbers.