Take-Home Pay by State
See how much of your paycheck you actually keep in all 50 states. Federal tax and FICA are the same everywhere, so the gap between states is purely state (and local) income tax. Pick a salary and filing status, then open any state for its full breakdown.
Standard assumptions: no 401(k) or pre-tax deductions. Open a state to add yours.
The 9 states with no income tax
These states tax no wage income, so they tie for the highest take-home pay at every salary:
All 50 states at $75,000 (Single)
| # | State | State income tax | Take-home (yr) | % kept |
|---|---|---|---|---|
| 1 | Texas no income tax | $0 | $62,095 | 82.8% |
| 2 | Florida no income tax | $0 | $62,095 | 82.8% |
| 3 | Washington no income tax | $0 | $62,095 | 82.8% |
| 4 | Tennessee no income tax | $0 | $62,095 | 82.8% |
| 5 | Alaska no income tax | $0 | $62,095 | 82.8% |
| 6 | Nevada no income tax | $0 | $62,095 | 82.8% |
| 7 | New Hampshire no income tax | $0 | $62,095 | 82.8% |
| 8 | South Dakota no income tax | $0 | $62,095 | 82.8% |
| 9 | Wyoming no income tax | $0 | $62,095 | 82.8% |
| 10 | North Dakota | $225 | $61,870 | 82.5% |
| 11 | Ohio | $1,346 | $60,748 | 81.0% |
| 12 | Arizona | $1,481 | $60,613 | 80.8% |
| 13 | Louisiana | $1,875 | $60,220 | 80.3% |
| 14 | Rhode Island | $2,218 | $59,876 | 79.8% |
| 15 | Indiana | $2,220 | $59,875 | 79.8% |
| 16 | Iowa | $2,280 | $59,815 | 79.8% |
| 17 | Pennsylvania | $2,303 | $59,792 | 79.7% |
| 18 | New Mexico | $2,376 | $59,719 | 79.6% |
| 19 | Arkansas | $2,421 | $59,673 | 79.6% |
| 20 | North Carolina | $2,484 | $59,611 | 79.5% |
| 21 | Mississippi | $2,495 | $59,600 | 79.5% |
| 22 | New Jersey | $2,596 | $59,499 | 79.3% |
| 23 | Colorado | $2,640 | $59,455 | 79.3% |
| 24 | Missouri | $2,644 | $59,450 | 79.3% |
| 25 | Vermont | $2,647 | $59,447 | 79.3% |
| 26 | West Virginia | $2,680 | $59,414 | 79.2% |
| 27 | Kentucky | $2,869 | $59,225 | 79.0% |
| 28 | Michigan | $2,941 | $59,154 | 78.9% |
| 29 | South Carolina | $2,958 | $59,136 | 78.8% |
| 30 | Nebraska | $2,975 | $59,120 | 78.8% |
| 31 | Wisconsin | $2,989 | $59,106 | 78.8% |
| 32 | Oklahoma | $3,072 | $59,022 | 78.7% |
| 33 | Alabama | $3,152 | $58,943 | 78.6% |
| 34 | Idaho | $3,180 | $58,915 | 78.6% |
| 35 | Utah | $3,213 | $58,881 | 78.5% |
| 36 | Georgia | $3,270 | $58,825 | 78.4% |
| 37 | Montana | $3,287 | $58,808 | 78.4% |
| 38 | Connecticut | $3,375 | $58,720 | 78.3% |
| 39 | Kansas | $3,385 | $58,709 | 78.3% |
| 40 | New York | $3,520 | $58,575 | 78.1% |
| 41 | Massachusetts | $3,530 | $58,565 | 78.1% |
| 42 | Virginia | $3,552 | $58,543 | 78.1% |
| 43 | Delaware | $3,557 | $58,537 | 78.0% |
| 44 | Illinois | $3,575 | $58,519 | 78.0% |
| 45 | Minnesota | $3,611 | $58,483 | 78.0% |
| 46 | Maine | $3,745 | $58,350 | 77.8% |
| 47 | California | $3,113 | $58,157 | 77.5% |
| 48 | Hawaii | $4,257 | $57,838 | 77.1% |
| 49 | Maryland | $5,389 | $56,705 | 75.6% |
| 50 | Oregon | $5,394 | $56,700 | 75.6% |
Estimates of annual tax liability using 2025 state tax rules and 2025 federal/FICA figures. Some states have local income taxes (shown net of a representative rate or noted on each state's page) that can change your actual total.
Frequently asked questions
Which states have no income tax?
Nine states levy no tax on wage income: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Workers there keep the most of each paycheck because only federal tax and FICA come out.
Which state has the highest take-home pay?
At any given salary the no-income-tax states tie for the most take-home, since they all withhold only federal tax and FICA. Among states that do tax income, those with low flat rates (like North Dakota, Arizona, and Indiana) leave you with the most.
Which states take the most out of your paycheck?
High-tax states such as Oregon, Hawaii, California, and Maryland (which adds a county income tax) leave the smallest take-home. Their top marginal rates run from roughly 6% to over 11%.
Does moving to another state change my federal tax?
No. Federal income tax and FICA (Social Security and Medicare) are the same in every state for the same salary. The difference in take-home pay between states comes entirely from state and local income taxes.
How is this comparison calculated?
Each state's figure uses the same gross salary, filing status, and standard assumptions (no 401(k) or pre-tax deductions), then applies that state's 2025 income tax rules on top of federal tax and FICA. Pick any salary and filing status above to update the table, and open a state for its full breakdown.
Run your real numbers
This comparison uses standard assumptions. For your exact take-home, including 401(k), HSA, and health premiums, open your state's calculator.