Terms of Use

Last updated: June 13, 2026

By accessing or using FinanceTool (https://financetool.tech), you agree to these terms. If you do not agree, please do not use the site.

Not financial advice

FinanceTool provides free calculators and educational guides for general informational purposes only. The results are estimates and do not constitute financial, tax, legal, investment, or other professional advice. Tax rules, interest rates, and personal circumstances vary and change over time. Always confirm important decisions with a qualified professional before acting.

Accuracy and availability

We work hard to keep our formulas and data accurate, but we make no guarantee that the calculators are free of error or suited to your particular situation. We may change, suspend, or discontinue any part of the site at any time without notice.

No warranty

The site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, FinanceTool and its operators will not be liable for any loss or damage arising from your use of, or reliance on, the site or its results.

Intellectual property

The content, design, and code of FinanceTool are owned by us or our licensors. You may use the calculators for your personal, non-commercial purposes. You may not copy, scrape, or redistribute substantial portions of the site without permission.

Third-party links and ads

The site may contain links to third-party websites and display third-party advertising. We are not responsible for the content, products, or practices of those third parties. See our Privacy Policy for how advertising cookies are handled.

Changes to these terms

We may revise these terms from time to time. Continued use of the site after changes means you accept the updated terms.

Contact

Questions about these terms? Reach us through our Contact page.