How much is taken out of my paycheck in Vermont?

Federal income tax, FICA at 7.65% (Social Security + Medicare), and Vermont's progressive income tax (3.35% to 8.75%). Vermont has no local income tax. Enter your pay above for the exact split.

What is the Vermont income tax rate in 2026?

Vermont has four brackets, 3.35%, 6.6%, 7.6%, and 8.75%, after a standard deduction and a $4,800 personal exemption per person. The wide 3.35% bracket (up to $47,900 single) keeps the effective rate moderate for middle incomes.

Does Vermont tax Social Security benefits?

Only partly. Vermont exempts Social Security for lower- and middle-income filers and phases the exemption out above an income threshold, so higher earners pay tax on part of their benefits. Wages are always taxed at the regular brackets.

What's my take-home pay in Vermont?

Take-home is your gross minus federal tax, FICA, Vermont income tax, and any pre-tax contributions. The breakdown table above shows your exact per-paycheck and annual take-home.

Vermont Paycheck Calculator: Take-Home Pay

Item	Per 2 weeks	Per year
Gross pay	$2,500	$65,000
Federal income tax	$187	$4,856
Social Security	$155	$4,030
Medicare	$36	$943
VT state income tax	$68	$1,773
401(k) contribution	$125	$3,250
Net take-home	$1,929	$50,149

How your Vermont take-home pay is calculated

Your gross pay is what you earn before anything is withheld; your take-home (net) pay is what actually lands in your bank account. Between the two sit several deductions, applied in a specific order. This calculator walks gross pay through pre-tax deductions, federal income tax, FICA, and Vermont state tax to estimate what you keep each paycheck.

The deductions, step by step

Pre-tax deductions, traditional 401(k), HSA, and pre-tax health premiums come out first and lower your taxable income (your 401(k) still counts for Social Security and Medicare, though).
Federal income tax, applied to income after the standard deduction using the 2025 progressive brackets for your filing status.
FICA, Social Security at 6.2% (up to the annual wage base) plus Medicare at 1.45% on all wages, with an extra 0.9% on wages above $200,000.
Vermont tax, Vermont uses four brackets from 3.35% to 8.75%, after a standard deduction ($6,500 single / $13,050 married) and a $4,800 personal exemption per person. The 3.35% bracket is wide (up to $47,900 single), so middle-income workers pay a moderate effective rate even though the top rate is high. Vermont has no local income tax.

Biweekly vs. monthly, does it change your taxes?

No. Your total annual tax depends on what you earn in a year, not how often you're paid. A biweekly schedule (26 checks) simply slices the same annual take-home into smaller, more frequent amounts than a monthly schedule (12 checks). Switch the pay-frequency selector above and you'll see the per-paycheck figure change while the annual totals stay put.

Make your estimate more accurate

Set your real 401(k) percentage and HSA amount, pre-tax contributions can noticeably raise take-home-adjusted savings.
Choose the filing status that matches your W-4; married filing jointly widens the brackets.
Add your pre-tax health premium if your employer deducts it before taxes.

This is an estimate of annual tax liability, not exact per-paycheck withholding (which follows IRS Pub 15-T tables and your specific W-4). It uses 2025 federal and FICA figures and doesn't model local city taxes, post-tax deductions, or tax credits. Treat the result as a close ballpark, and check your actual pay stub for the precise numbers.