Taxes

Oregon Income Tax Explained (2026)

Oregon's 4.75% to 9.9% income tax, the federal tax subtraction that lowers it, and Portland-area local taxes, on a real salary. Free Oregon calculator inside.

By FinanceTool Editorial Team · Published June 13, 2026 · 7 min read

The Portland, Oregon skyline at sunrise with Mount Hood behind.

Oregon has no sales tax, but it makes up for it with one of the highest state income taxes in the country, running from 4.75% up to 9.9%.

Most full-time workers land in Oregon's 8.75% bracket, softened by a deduction for the federal tax they pay. Here is how Oregon's brackets and that unusual federal subtraction shape your paycheck. See your exact take-home with the free Oregon paycheck calculator.

How Oregon's income tax works

Oregon is a progressive-bracket state. After a small standard deduction ($2,745 single / $5,495 married for 2025), the rate climbs fast: 4.75% on the first few thousand dollars, 6.75% next, and 8.75% on most middle incomes, with 9.9% reserved for very high earners. Because the brackets are narrow at the bottom, a typical salary is mostly taxed at 8.75%.

Oregon's signature quirk is the federal tax subtraction: you can deduct the federal income tax you pay (up to about $8,500, phasing out at higher incomes) before calculating Oregon tax. That meaningfully lowers the bill and is built into our calculator.

Taxable incomeRate
$0 – $4,3004.75%
$4,300 – $10,7506.75%
$10,750 – $125,0008.75%
Over $125,0009.9%

Your take-home on a $65,000 salary in Oregon

Here is how a $65,000 salary breaks down for a single filer, using 2025 federal and FICA figures alongside Oregon's progressive brackets from 4.75% to 9.9%.

ItemAnnual
Federal income tax$5,246
FICA (Social Security + Medicare)$4,973
Oregon income tax$4,687
Take-home pay$50,095
Percent of gross kept77.1%

On a $65,000 salary a single Oregonian keeps about $50,095, or 77.1% of gross, after roughly $4,687 of state income tax (already reduced by the federal subtraction), one of the lower take-home rates in the country. But Oregon charges no sales tax, so everyday purchases in Portland or Eugene cost less than in most states, partly offsetting the income-tax hit. Compare with Washington.

No sales tax, the federal subtraction, and Portland-area local taxes

Oregon's trade-off is the mirror image of Washington next door: Washington has no income tax but a high sales tax, while Oregon has no sales tax but a high income tax. Which is better depends on whether you earn more or spend more.

Watch for local income taxes in the Portland metro: the Metro Supportive Housing Services tax and Multnomah County's Preschool for All tax add 1% to 3% on higher incomes for people who live or work there. Our calculator models Oregon state tax only, so Portland-area residents should treat the result as a floor.

How to keep more of your Oregon paycheck

In a high-rate state like Oregon, pre-tax 401(k) and HSA contributions are unusually valuable: each dollar can save you well over 30% across federal and Oregon tax, and HSA dollars also avoid FICA. They are the most effective way to lift an Oregon take-home.

Frequently asked questions

Sources & methodology: Oregon Department of Revenue and the Tax Foundation. Figures use 2025 state rules with 2025 federal and FICA amounts.