Oregon income tax brackets for 2026
Oregon's brackets run from 4.75% to 9.9%, among the highest top rates in the country, but Oregon also lets you subtract some of the federal income tax you pay before applying its rates, which softens the bill. Oregon has no general sales tax.
| Taxable income | Rate |
|---|---|
| First $4,300 | 4.75% |
| $4,300 to $10,750 | 6.75% |
| $10,750 to $125,000 | 8.75% |
| Over $125,000 | 9.9% |
2025 schedule (single filers), after a small standard deduction ($2,745 single, $5,495 married) and a federal-tax subtraction of up to about $8,500. Portland metro adds local income taxes not included here.
What $70,000 looks like after taxes in Oregon
Here is how a $70,000 salary breaks down for a single filer with no 401(k) or other pre-tax deductions. The figure already reflects Oregon's federal-tax subtraction.
| Gross salary | $70,000 |
| Federal income tax | $6,570 |
| Social Security + Medicare (FICA) | $5,355 |
| Oregon income tax | $5,009 |
| Total tax | $16,934 |
| Take-home pay | $53,066 |
That leaves about $53,066 in take-home pay, roughly 75.8% of gross, for an effective total tax rate near 24.2%. Oregon's 8.75% bracket does most of the work at this income, though the federal-tax subtraction trims it by several hundred dollars.
Oregon's federal tax subtraction and Portland metro taxes
Oregon is one of a few states that let you subtract the federal income tax you pay, up to about $8,500 for 2025, before applying state rates. The subtraction phases out at higher incomes, but on a $70,000 salary it lowers your Oregon tax by a few hundred dollars and is already built into the number above.
If you live or work in the Portland area, two local income taxes can apply on top: the Metro Supportive Housing Services tax and the Multnomah County Preschool for All tax, each on income above set thresholds. This estimate does not include them, so Portland-area take-home can be lower than shown.
What shapes your Oregon take-home pay
Federal income tax and FICA come out of every U.S. paycheck the same way; the state layer is what makes a Oregon paycheck specific. Oregon's brackets run 4.75% to 9.9%, but Oregon also lets you subtract the federal income tax you pay (up to about $8,500, phasing out at higher incomes), which noticeably lowers the bill, after a small standard deduction ($2,745 single / $5,495 married). Oregon has no general sales tax. The Portland metro area adds local income taxes (Metro SHS, Multnomah PFA) that this estimate does not include.
Your take-home (net) pay is your gross minus federal tax, FICA, those Oregon taxes, and any pre-tax deductions. The calculator above applies them in order, so the figure you see reflects what actually reaches your account each payday.
The deductions, step by step
- Pre-tax deductions, traditional 401(k), HSA, and pre-tax health premiums come out first and lower your taxable income (your 401(k) still counts for Social Security and Medicare, though).
- Federal income tax, applied to income after the standard deduction using the 2026 progressive brackets for your filing status.
- FICA, Social Security at 6.2% (up to the annual wage base) plus Medicare at 1.45% on all wages, with an extra 0.9% on wages above $200,000.
- Oregon tax, Oregon's brackets run 4.75% to 9.9%, but Oregon also lets you subtract the federal income tax you pay (up to about $8,500, phasing out at higher incomes), which noticeably lowers the bill, after a small standard deduction ($2,745 single / $5,495 married). Oregon has no general sales tax. The Portland metro area adds local income taxes (Metro SHS, Multnomah PFA) that this estimate does not include.
Biweekly vs. monthly, does it change your taxes?
No. Your total annual tax depends on what you earn in a year, not how often you're paid. A biweekly schedule (26 checks) simply slices the same annual take-home into smaller, more frequent amounts than a monthly schedule (12 checks). Switch the pay-frequency selector above and you'll see the per-paycheck figure change while the annual totals stay put.
Make your estimate more accurate
- Set your real 401(k) percentage and HSA amount, pre-tax contributions can noticeably raise take-home-adjusted savings.
- Choose the filing status that matches your W-4; married filing jointly widens the brackets.
- Add your pre-tax health premium if your employer deducts it before taxes.
This is an estimate of annual tax liability, not exact per-paycheck withholding (which follows IRS Pub 15-T tables and your specific W-4). It uses 2026 federal and FICA figures and applies each state's latest published income-tax schedule (2025 for most states until 2026 rates are released); it doesn't model local city taxes, post-tax deductions, or tax credits. Treat the result as a close ballpark, and check your actual pay stub for the precise numbers.